Do you sometimes feel that our lives have gotten far too complicated? I know I feel this way sometimes, and I’ve seen many people feel this way too.
From my experience, I believe one of the main causes of the stress and frustration in our lives comes from our finances.
For many people just thinking about finances, budgeting, taxes, retirement, and everything in between causes stress and frustration.
The great thing is that it doesn’t have to be this way. There is a solution.
The solution is to simplify!
Let’s simplify!
Let’s simplify our finances this year! Let’s simplify our lives!
Unfortunately, we’ve complicated our lives to the point that many of us don’t even know where to start. Do we start with:
- Tracking our budget?
- Reducing our debt?
- Monitoring our spending?
- Maximizing our investments?
- Contributing more to our retirement?
- Contributing to our kids’ college savings plans?
- Finally getting that life insurance policy?
- Reducing our taxes?
- The list goes on and on…..
If this sounds like something you may be guilty of, don’t feel bad, you are definitely not alone. The good news is that it’s not that hard to get the control back.
It all starts with simplifying!
We are often told by the experts that if we just organize our finances better we will gain greater control.
This is a huge mistake!
We first need to simplify our finances before we should start to organize. It looks great to have spreadsheets and budgeting software that’s nicely organized, but if it contains too much information and is not simple, than it will be hard to control.
By simplifying first, our finances will be easier to organize, understand, and control. If you’re looking for a good place to start you may want to read about my 23 quick ways to simplify your finances.
Other things/areas to consider when simplifying your finances:
- How many checking/savings accounts do you have?
- How many credit cards do you have/use?
- How many investment vehicles do you have?
- What investments are you in? Do you even know how many you have?
- How much life insurance do you have? Do you know where it is?
- How many boxes of files do you have?
Let’s all start to simplify our lives this year.
If you feel you could use some assistance in simplifying your finances, taxes, 403(b), or other investments, feel free to comment below, email me, or call me anytime.
*Please keep in mind that all the information I post on this site is for general purposes only. I understand that every person’s situation is unique and should be treated as such. If you would like more information about how something listed in any of my posts specifically affects you, please feel free to comment below, email me, or call me anytime.