What I Do

Services Built Around Your Life

From tax season to retirement planning and estate protection — everything teachers and families need, in one place.

Tax Preparation

Income Tax Preparation for Teachers & Families

I prepare individual income tax returns for teachers, school employees, and their families — with a focus on the deductions and situations unique to California educators. No business or corporate returns; my practice is built entirely around individuals and families.

With over 500 returns prepared each year, tax season is the heart of what I do. I file electronically and work year-round — not just January through April.

What's Included
  • Federal 1040 & California 540
  • Electronic filing
  • All additional schedules
  • Educator expense deductions & teacher-specific guidance
  • CalSTRS pension income guidance
  • Tax saving & planning strategies
  • Year-round tax & financial advising

* Business and corporation returns are not included.

Get Started Ask a Question
Why Teachers Choose Me for Taxes
1
I Know Your Pay Stub
CalSTRS deductions, union dues, credential expenses — I understand the line items on a teacher's W-2 that most preparers gloss over.
2
Year-Round Availability
I'm not a seasonal office. If you have a question in July, I'm here. Life events don't wait for April.
3
Plain Language, Always
I explain what's on your return and why — so you leave understanding it, not just signing it.
4
500+ Returns a Year
Experience matters. I've seen nearly every situation a teacher or family can encounter at tax time.

403(b) & Retirement Planning

Retirement Advice Built for California Teachers

Your CalSTRS pension is a foundation — but it's rarely enough on its own. A 403(b) supplemental retirement account is one of the most powerful tools available to California teachers, and most educators are either not using one or are paying far too much in fees.

I help teachers understand their options, cut through the noise from pushy district vendors, and build a supplemental retirement strategy using safe, low-fee index annuities designed to grow without the risk of market losses.

What's Included
  • Free, no-obligation consultation
  • Safe 403(b) investment strategies using index annuities
  • CalSTRS pension review & retirement income projections
  • Payroll deduction setup assistance
  • IRA, 401(k), and 403(b) rollover options
  • Strategies to maximize your paycheck & minimize taxes
Get Started Ask a Question
What Teachers Ask Me Most
“
Is my CalSTRS pension enough to retire on?
For most teachers, the honest answer is: probably not by itself. We'll look at your projected benefit and figure out the gap.
“
My district pushed a 403(b) vendor on me. Is it any good?
Often, no. District-approved vendor lists are full of high-fee products. I'll help you compare and choose what's actually right for you.
“
What's an index annuity and why do you recommend it?
It's like taking the gambling out of the stock market — you get growth potential tied to a market index with no risk of losing principal.

Life Insurance

Protection for the People Who Depend on You

Life insurance may be one of the most important financial decisions you'll ever make — and one of the most misunderstood. In the event of a tragedy, the right policy keeps your family's life intact: the mortgage, the bills, your children's education, your spouse's retirement plans.

I help teachers and families find coverage that fits their life and budget, without the pressure or confusion that comes from most insurance sales experiences.

Life Insurance Can Help With
  • Replacing lost income for your family
  • Paying off your mortgage
  • Funding your children's education
  • Protecting your spouse's retirement
  • Covering final expenses & outstanding debts
Get Started Ask a Question
How It Works
1
We Talk About Your Situation
Family size, income, mortgage, dependents — I learn about your life before recommending anything.
2
I Explain Your Options Clearly
Term vs. permanent, how much coverage you actually need, and what different policies cost — in plain language.
3
You Decide — No Pressure
My job is to make sure you understand your options. What you decide is always up to you.

Living Trusts & Estate Planning

Protect Your Family & Your Wishes

A living trust is one of the most important things you can do for your family — and most people put it off for years. As a California Licensed Legal Document Assistant (LDA #294), I prepare complete living trust packages at a straightforward, all-inclusive price.

No hidden fees, no upsells. The price you're quoted covers every document your family needs.

Complete Package Includes
  • Revocable Living Trust Agreement
  • Pour-Over Will & Last Will & Testament
  • Certification of Trust
  • Durable Power of Attorney
  • Advanced Healthcare Directive & HIPAA Authorization
  • Assignment of Personal Effects
  • Trust Deed Transfer & Notary Public service included

* Be cautious when comparing prices. Most providers start with a low base price and charge extra for each additional document. My price is all-inclusive.

Start Your Living Trust Ask a Question
Why a Living Trust Matters
“
Avoid probate court
Without a trust, your estate may have to go through a lengthy, expensive probate process before your family receives anything.
“
Protect minor children
A trust lets you name guardians and control how and when your children receive assets — something a will alone can't fully do.
“
Your wishes, clearly documented
Healthcare directives and powers of attorney mean your family knows exactly what to do — and has the legal authority to do it.

Not Sure Where to Start?

Whether you need one service or all four, getting started is easy. Fill out a short questionnaire and I'll reach out within 1–2 business days.

Learn More & Get Started Send a Message